ABOUT US
Building a Better Financial Ecosystem
Digital Capital is creating a more connected way for businesses and consumers to accept, hold, spend, move, and optimise money.
OUR BELIEF
Financial infrastructure should work as one connected system
We believe financial infrastructure should work as one connected system.
Too often, payment acceptance, stored balances, outgoing spend, supplier payments, card issuing, and customer loyalty are handled through separate tools with separate workflows. That makes financial operations slower, more expensive, and harder to control.
Digital Capital was built to solve that problem.
Our platform combines payment acceptance, wallets, card issuing, supplier payments, loyalty, and QR wallet-to-wallet payments into one regulated ecosystem designed for modern financial flows.
Our goal is not simply to process transactions. It is to help businesses operate with more speed, more clarity, more control, and better long-term economics.
Speed
Faster access to funds and faster payment flows across the ecosystem.
Clarity
One platform means one view of all money flows — no fragmented reporting.
Control
Businesses control how money moves in, through, and out of their operations.
Better economics
Lower transaction costs over time as the ecosystem matures.
COMPLIANCE
Regulated, registered, and ready
Digital Capital Ltd is authorised by the Financial Conduct Authority (FCA) as an electronic money institution under Firm Reference Number 900710.
The company is registered in England and Wales under company number 10222334.
FCA Authorised
Electronic Money Institution
Firm Reference Number 900710
Important notice
The company is currently in a pre-operational phase and does not provide services or hold client funds. Funds held in e-money accounts are not covered by the Financial Services Compensation Scheme (FSCS).
Registered Office
3rd Floor, 86–90 Paul Street
London, EC2A 4NE
England
OUR PLATFORM
What we are building
One connected ecosystem for the full lifecycle of money.
Payment acceptance
Online and in-store card payments through a secure, scalable acquiring layer.
Wallets
Business and consumer wallets for real-time fund management and operational control.
Card issuing
Virtual, physical, and one-time cards across prepaid and debit models for business and consumer use.
Supplier payments
Direct supplier payouts from wallet balances — simplifying the flow between revenue and operational spend.
Loyalty & QR payments
Customer loyalty connected to payment behaviour, with a clear migration path to lower-cost QR wallet payments.
Compliance onboarding
Onboarding and compliance built into the platform, providing regulated access through a connected experience.
Interested in what we are building?
Talk to us about how Digital Capital can support your financial operations.