WALLETS

Wallets that Turn Incoming Funds Into Usable Capital

Receive funds quickly, manage balances in real time, and use wallets as the foundation for payouts, spending, and customer payment journeys.

CENTRAL LAYER

The operational centre of the ecosystem

The wallet is where payments become useful.

Instead of waiting through fragmented settlement and disconnected payout processes, businesses receive funds into a wallet environment that gives them faster visibility and more direct control.

Wallets support the full operating flow of money. Incoming transactions settle into balances. Those balances can then be held, used for supplier payments, connected to issued cards, or linked to consumer experiences such as QR wallet payments.

This makes the wallet a central operating layer, not just a passive store of value.

Fast access to incoming funds

Real-time balance visibility

Supplier payouts from wallet balances

Connection to prepaid and debit cards

Support for QR wallet payments

Better control over money movement

Smoother bridge between payment acceptance and financial operations

WALLET TYPES

EXTENSIVE INTEGRATION

Built for every use case

Built for every use case

Business wallets

Built for merchants and organisations that need faster access to funds, outgoing supplier payments, card-linked spend control, and clearer visibility over working capital.

Consumer wallets

Built for customer-facing use cases such as repeat payments, QR wallet-to-wallet transactions, stored value, and payment-linked loyalty experiences.

CAPABILITIES

What wallets enable

Fast access to incoming funds

Payments settle directly into wallet balances, reducing the delay between receiving money and being able to use it.

Real-time balance visibility

See exactly what funds are available, where they came from, and how they are being used — in real time.

Supplier payouts

Use wallet balances to make supplier payments directly, simplifying operational outflows without additional providers.

Connection to cards

Wallet balances can be linked to prepaid or debit cards for structured spend control across teams or customers.

QR wallet payments

Consumer wallets support QR-based wallet-to-wallet payments, enabling faster and lower-cost repeat transactions.

Better money control

A single wallet environment gives businesses clearer oversight and more active control over their entire money flow.

WHY IT MATTERS

Why wallets matter

When wallets sit at the centre of the ecosystem, payments stop being isolated events.

They become part of a continuous money flow that businesses can manage, reuse, distribute, and optimise more effectively.

That is what creates better control, better liquidity, and better operational speed.

Put wallets at the centre of your financial operations.

Faster funds. Better control. A connected ecosystem.

A connected financial platform for payments, wallets, card issuing, supplier payouts, and loyalty-driven QR payments.


info@digi-capital.co.uk

Digital Capital Ltd is authorised by the Financial Conduct Authority (FCA) as an electronic money institution under Firm Reference Number 900710. Registered in England and Wales, company number 10222334. Registered office: 3rd Floor, 86–90 Paul Street, London, EC2A 4NE, England.


The company is currently in a pre-operational phase and does not provide services or hold client funds. Funds held in e-money accounts are not covered by the Financial Services Compensation Scheme (FSCS).


© 2026 Digital Capital Ltd. All rights reserved.

A connected financial platform for payments, wallets, card issuing, supplier payouts, and loyalty-driven QR payments.


info@digi-capital.co.uk

Digital Capital Ltd is authorised by the Financial Conduct Authority (FCA) as an electronic money institution under Firm Reference Number 900710. Registered in England and Wales, company number 10222334. Registered office: 3rd Floor, 86–90 Paul Street, London, EC2A 4NE, England.


The company is currently in a pre-operational phase and does not provide services or hold client funds. Funds held in e-money accounts are not covered by the Financial Services Compensation Scheme (FSCS).


© 2026 Digital Capital Ltd. All rights reserved.

A connected financial platform for payments, wallets, card issuing, supplier payouts, and loyalty-driven QR payments.


info@digi-capital.co.uk

Digital Capital Ltd is authorised by the Financial Conduct Authority (FCA) as an electronic money institution under Firm Reference Number 900710. Registered in England and Wales, company number 10222334. Registered office: 3rd Floor, 86–90 Paul Street, London, EC2A 4NE, England.


The company is currently in a pre-operational phase and does not provide services or hold client funds. Funds held in e-money accounts are not covered by the Financial Services Compensation Scheme (FSCS).


© 2026 Digital Capital Ltd. All rights reserved.