Terms of Service
Account & Payment Services Agreement
Governs your account, onboarding, payments and use of Digital Capital services.
Cardholder Terms
Explains how your card works, including payments, authorisation, disputes and security.
Fees & Limits Schedule
Explains pricing, fees, limits and how costs are shown before you confirm a transaction.
Privacy & Data
Safeguarding & Customer Protection
Safeguarding of Customer Funds
Explains how your funds are protected and how safeguarding operates.
Fraud, Unauthorised Payments & Reimbursement
Explains how we handle fraud, scams and unauthorised transactions.