PRICING
Flexible Pricing for a Connected Financial Ecosystem
Our pricing reflects the full value of the platform — from payments and wallets to issuing, supplier flows, and loyalty-driven QR payments.
OUR APPROACH
Pricing built around real business value
Digital Capital is not priced as a basic payment processor.
Our platform supports multiple layers of financial activity, and pricing reflects the broader value created through faster access to funds, better cash flow control, spend enablement, supplier payments, and long-term customer payment optimisation.
This gives businesses a clearer path from simple payment acceptance to a more advanced ecosystem model.
CUSTOMER JOURNEY
The operational centre of the ecosystem
START
For businesses beginning with payment acceptance and wallet operations
from
£49
/month
Transaction fees from 2.49%
Online card payments
Card-present payments
Onboarding and compliance
Wallet settlement
Dashboard access
Standard reporting
Additional services priced on usage where relevant.
GROW
For businesses improving cash flow and operational efficiency
from
/month
Transaction pricing adjusted based on volume
Everything in Start, plus:
Enhanced wallet usage
Supplier payments
Customer recognition
Basic loyalty capabilities
Improved reporting and operational visibility
Wallet and payout-related services priced according to usage.
SCALE
For high-growth businesses, platforms, and advanced ecosystem models
Based on volume, issuing model, wallet activity, and complexity
Full loyalty engine
Advanced wallet flows
Everything in Grow, plus:
QR wallet-to-wallet payments
Business and consumer card programs
Virtual, physical, and one-time cards
Prepaid and debit models
API-first setup
Tailored onboarding and commercial logic
ADDITIONAL NOTES
Usage-based services
Card issuing
Pricing depends on the card format, program structure, expected volumes, and whether the use case is business-facing or consumer-facing.
Supplier & QR payments
Supplier payout and QR payment pricing depend on flow type, implementation scope, and expected operational usage.
Pricing designed to scale with the business
As the ecosystem expands, businesses can improve liquidity, simplify operations, reduce payment costs over time, and create stronger long-term economics across the full money flow.
Talk to us. We will help you identify the right starting point and structure a commercial arrangement that fits your model.