BUSINESS ACCOUNT
A clear view of your business balance and payments
A planned GBP e-money account for eligible UK hospitality businesses, bringing together supported domestic payment activity and account information.
Your account, clearly explained
Your balance represents electronic money issued by Digital Capital. It is not a bank deposit and does not earn interest. You can use available funds for the supported payment functions, subject to the agreed configuration, verification and limits.
Records for everyday oversight
View balances, receipts, payments and statements. Required transaction information is available in a form you can retain. Use these records to oversee your business account and payment activity.
Access for the people you authorise
Business customers can appoint authorised users. We explain the available permissions and account configuration in good time before you agree to the service. Additional enabled users and payment accounts have no extra Digital Capital tariff charge within that configuration.
Limits and responsible access
Account balances, payment values and frequency may be subject to limits. We provide the applicable limits and explain how they work in good time before you agree to the service. Security checks, legal restrictions and service interruptions may affect access or timing. Included payment functions are not an unlimited transaction service.
Optional savings, separately chosen
Optional savings is part of the planned package, subject to final product arrangements with Griffin. It is not currently available and we are not accepting savings applications. It has its own terms, eligibility and capped Digital Capital fee. It is planned to be available from pilot entry following the required approvals; it is not an automatic feature of the e-money balance. Final product information will be published before marketing or applications begin.
One initial package, clearly bounded
The initial offering does not include an overdraft, lending, cash services, cards, foreign exchange or international payments. Explore the payment routes and full tariff before enquiring.
Availability from pilot entry
Following successful onboarding with Griffin and completion of the required contractual and operational arrangements, selected pilot customers will have all functions in the agreed package available from the start of their participation, subject to eligibility and account limits.
Optional savings requires the customer’s express choice, acceptance of the savings terms and Griffin’s account-opening approval. Required checks and any elected savings account opening will be completed before pilot entry.
If the agreed service set is not ready, pilot entry and Digital Capital customer charging will be deferred.
Interested in the pilot?
Tell us about your business and expected payments. An enquiry does not open an account.