CARDS
Issue Cards for Business and Consumer Use
Receive funds quickly, manage balances in real time, and use wallets as the foundation for payouts, spending, and customer payment journeys.
SPEND CONTROL
The operational centre of the ecosystem
Card issuing expands the platform from accepting and holding money into actively controlling how money is used.
With Digital Capital, cards can be issued directly against wallet balances, allowing businesses and platforms to create structured spending environments for teams, partners, customers, or individual users.
This makes issuing a natural extension of the wallet layer and a critical part of the overall ecosystem.
Virtual Card
Digital Capital
Your Name
1234
5678
9012
3456
EXP
01/26
CVC
•••
Virtual Card
Digital Capital
Your Name
1234
5678
9012
3456
EXP
01/26
CVC
•••
Virtual Card
Digital Capital
Your Name
1234
5678
9012
3456
EXP
01/26
CVC
•••
Virtual cards
Designed for online purchases, operational spending, instant issuance, and flexible digital use cases. No physical delivery required.
Physical cards
Designed for in-person use, employee spending, customer programs, and everyday payment needs.
One-time cards
Designed for controlled or single-use transactions where security and spending precision matter most.
CARD MODELS
Prepaid and debit
Prepaid cards
Funded from wallet balances, providing a clear and controlled spending structure. Ideal for budget management, team spend, and customer programs.
Debit cards
Connected to wallet balances in real time, enabling direct access to available funds with the flexibility of a debit model.
WHY IT MATTERS
Why wallets matter
When wallets sit at the centre of the ecosystem, payments stop being isolated events.
They become part of a continuous money flow that businesses can manage, reuse, distribute, and optimise more effectively.
That is what creates better control, better liquidity, and better operational speed.
Business Cards
For teams, departments, procurement, branch operations, managed spend, and supplier-related workflows. Issue and control cards across your organisation.
Consumer cards
For stored-value programs, rewards journeys, customer wallets, and payment-linked user experiences that strengthen retention.
BUSINESS VALUE
Why issuing matters
Card issuing helps businesses move from simply receiving money to actively directing and controlling how that money is spent.
Stronger spend control
Define exactly how and where issued cards can be used, giving businesses precise oversight of all outgoing spend.
More utility from wallet balances
Wallets become more valuable when balances can be deployed through cards, not just held or paid out.
Faster operational execution
Instant virtual card issuance means teams and partners can access funds immediately without administrative delays.
Higher platform stickiness
Card programs keep businesses and their customers operating within the Digital Capital ecosystem rather than relying on external providers.
Better visibility over usage
Every card transaction is visible in real time, giving businesses a complete picture of how issued balances are being used.
Broader monetisation potential
Card issuing creates additional revenue opportunities across the ecosystem as issuance, spending, and card program scale.
Start issuing cards that connect to your wallet infrastructure.
Virtual, physical, and one-time cards for business and consumer use.