COOKIE POLICY

Digital Capital Ltd

1. INTRODUCTION

1.1 This Cookie Policy explains how Digital Capital Ltd (“we”, “us”, “our”) uses cookies and similar technologies when you visit our Website.

1.2 This Policy should be read together with our Privacy Notice.

1.3 Digital Capital Ltd is incorporated in England and Wales (Company No. 10222334) and authorised by the Financial Conduct Authority (FRN 900710).

 

2. PURPOSE OF THIS POLICY

2.1 This Cookie Policy aims to:

  • provide clear and comprehensive information about cookies

  • explain how and why cookies are used

  • explain your rights and choices

  • ensure compliance with applicable laws

 

3. LEGAL FRAMEWORK

3.1 The use of cookies is governed by:

  • Privacy and Electronic Communications Regulations (PECR)

  • UK General Data Protection Regulation (UK GDPR)

3.2 Under these laws:

  • consent is required for non-essential cookies

  • only strictly necessary cookies may be used without consent

  • consent must be freely given, specific, informed and unambiguous


4. WHAT ARE COOKIES

4.1 Cookies are small text files stored on your device when you visit a website.

4.2 Cookies may:

  • enable functionality

  • recognise users

  • track activity

 

5. TYPES OF TRACKING TECHNOLOGIES

5.1 In addition to cookies, we may use:

  • pixels

  • local storage

  • similar technologies

5.2 These are treated in the same way as cookies for regulatory purposes.

 

6. HOW COOKIES ARE USED

We use cookies to:

  • operate and secure the Website

  • improve functionality

  • analyse performance

  • support fraud prevention

  • enhance user experience


7. COOKIE CLASSIFICATION

Cookies are categorised as follows:

7.1 Strictly Necessary Cookies

These cookies are required for:

  • Website operation

  • security

  • core functionality

These cookies do not require consent.

 

7.2 Performance / Analytics Cookies

These cookies:

  • analyse how users interact with the Website

  • help improve performance

These require consent.

 

7.3 Functional Cookies

These cookies:

  • remember user preferences

  • enhance usability

These require consent.

 

7.4 Marketing / Targeting Cookies

These cookies:

  • track behaviour

  • support advertising

These require consent.


8. FIRST-PARTY VS THIRD-PARTY COOKIES

8.1 First-party cookies are set by Digital Capital.

8.2 Third-party cookies are set by:

  • analytics providers

  • service providers

  • advertising partners

 

9. COOKIE LIFESPAN

Cookies may be:

  • session cookies (deleted when browser closes)

  • persistent cookies (stored for a defined period)

 

10. CONSENT PRINCIPLES

10.1 Non-essential cookies:

  • are not set without consent

  • require an active user action

10.2 Consent must be:

  • explicit

  • informed

  • revocable

 

11. CONSENT MECHANISM

11.1 Users are presented with a cookie banner.

11.2 Users can:

  • accept cookies

  • reject cookies

  • customise preferences


12. REJECTION OF COOKIES

12.1 Rejecting cookies must be:

  • as easy as accepting them

 

13. WITHDRAWAL OF CONSENT

13.1 Users may withdraw consent at any time.

13.2 This may be done via:

  • cookie settings

  • browser controls

 

14. RECORD OF CONSENT

14.1 We may record:

  • consent decisions

  • timestamps

 

15. CHANGES TO COOKIES

15.1 We may update cookies from time to time.

15.2 Changes will be reflected in this Policy.

 

16. CONTACT

16.1 For questions, contact:

info@digi-capital.co.uk

 

17. OVERVIEW

17.1 This section provides detailed information about the cookies and similar technologies used on our Website.

17.2 Each cookie is described by:

  • name

  • purpose

  • provider

  • duration


1. INTRODUCTION

1.1 This Cookie Policy explains how Digital Capital Ltd (“we”, “us”, “our”) uses cookies and similar technologies when you visit our Website.

1.2 This Policy should be read together with our Privacy Notice.

1.3 Digital Capital Ltd is incorporated in England and Wales (Company No. 10222334) and authorised by the Financial Conduct Authority (FRN 900710).

 

2. PURPOSE OF THIS POLICY

2.1 This Cookie Policy aims to:

  • provide clear and comprehensive information about cookies

  • explain how and why cookies are used

  • explain your rights and choices

  • ensure compliance with applicable laws

 

3. LEGAL FRAMEWORK

3.1 The use of cookies is governed by:

  • Privacy and Electronic Communications Regulations (PECR)

  • UK General Data Protection Regulation (UK GDPR)

3.2 Under these laws:

  • consent is required for non-essential cookies

  • only strictly necessary cookies may be used without consent

  • consent must be freely given, specific, informed and unambiguous


4. WHAT ARE COOKIES

4.1 Cookies are small text files stored on your device when you visit a website.

4.2 Cookies may:

  • enable functionality

  • recognise users

  • track activity

 

5. TYPES OF TRACKING TECHNOLOGIES

5.1 In addition to cookies, we may use:

  • pixels

  • local storage

  • similar technologies

5.2 These are treated in the same way as cookies for regulatory purposes.

 

6. HOW COOKIES ARE USED

We use cookies to:

  • operate and secure the Website

  • improve functionality

  • analyse performance

  • support fraud prevention

  • enhance user experience


7. COOKIE CLASSIFICATION

Cookies are categorised as follows:

7.1 Strictly Necessary Cookies

These cookies are required for:

  • Website operation

  • security

  • core functionality

These cookies do not require consent.

 

7.2 Performance / Analytics Cookies

These cookies:

  • analyse how users interact with the Website

  • help improve performance

These require consent.

 

7.3 Functional Cookies

These cookies:

  • remember user preferences

  • enhance usability

These require consent.

 

7.4 Marketing / Targeting Cookies

These cookies:

  • track behaviour

  • support advertising

These require consent.


8. FIRST-PARTY VS THIRD-PARTY COOKIES

8.1 First-party cookies are set by Digital Capital.

8.2 Third-party cookies are set by:

  • analytics providers

  • service providers

  • advertising partners

 

9. COOKIE LIFESPAN

Cookies may be:

  • session cookies (deleted when browser closes)

  • persistent cookies (stored for a defined period)

 

10. CONSENT PRINCIPLES

10.1 Non-essential cookies:

  • are not set without consent

  • require an active user action

10.2 Consent must be:

  • explicit

  • informed

  • revocable

 

11. CONSENT MECHANISM

11.1 Users are presented with a cookie banner.

11.2 Users can:

  • accept cookies

  • reject cookies

  • customise preferences


12. REJECTION OF COOKIES

12.1 Rejecting cookies must be:

  • as easy as accepting them

 

13. WITHDRAWAL OF CONSENT

13.1 Users may withdraw consent at any time.

13.2 This may be done via:

  • cookie settings

  • browser controls

 

14. RECORD OF CONSENT

14.1 We may record:

  • consent decisions

  • timestamps

 

15. CHANGES TO COOKIES

15.1 We may update cookies from time to time.

15.2 Changes will be reflected in this Policy.

 

16. CONTACT

16.1 For questions, contact:

info@digi-capital.co.uk

 

17. OVERVIEW

17.1 This section provides detailed information about the cookies and similar technologies used on our Website.

17.2 Each cookie is described by:

  • name

  • purpose

  • provider

  • duration


1. INTRODUCTION

1.1 This Cookie Policy explains how Digital Capital Ltd (“we”, “us”, “our”) uses cookies and similar technologies when you visit our Website.

1.2 This Policy should be read together with our Privacy Notice.

1.3 Digital Capital Ltd is incorporated in England and Wales (Company No. 10222334) and authorised by the Financial Conduct Authority (FRN 900710).

 

2. PURPOSE OF THIS POLICY

2.1 This Cookie Policy aims to:

  • provide clear and comprehensive information about cookies

  • explain how and why cookies are used

  • explain your rights and choices

  • ensure compliance with applicable laws

 

3. LEGAL FRAMEWORK

3.1 The use of cookies is governed by:

  • Privacy and Electronic Communications Regulations (PECR)

  • UK General Data Protection Regulation (UK GDPR)

3.2 Under these laws:

  • consent is required for non-essential cookies

  • only strictly necessary cookies may be used without consent

  • consent must be freely given, specific, informed and unambiguous


4. WHAT ARE COOKIES

4.1 Cookies are small text files stored on your device when you visit a website.

4.2 Cookies may:

  • enable functionality

  • recognise users

  • track activity

 

5. TYPES OF TRACKING TECHNOLOGIES

5.1 In addition to cookies, we may use:

  • pixels

  • local storage

  • similar technologies

5.2 These are treated in the same way as cookies for regulatory purposes.

 

6. HOW COOKIES ARE USED

We use cookies to:

  • operate and secure the Website

  • improve functionality

  • analyse performance

  • support fraud prevention

  • enhance user experience


7. COOKIE CLASSIFICATION

Cookies are categorised as follows:

7.1 Strictly Necessary Cookies

These cookies are required for:

  • Website operation

  • security

  • core functionality

These cookies do not require consent.

 

7.2 Performance / Analytics Cookies

These cookies:

  • analyse how users interact with the Website

  • help improve performance

These require consent.

 

7.3 Functional Cookies

These cookies:

  • remember user preferences

  • enhance usability

These require consent.

 

7.4 Marketing / Targeting Cookies

These cookies:

  • track behaviour

  • support advertising

These require consent.


8. FIRST-PARTY VS THIRD-PARTY COOKIES

8.1 First-party cookies are set by Digital Capital.

8.2 Third-party cookies are set by:

  • analytics providers

  • service providers

  • advertising partners

 

9. COOKIE LIFESPAN

Cookies may be:

  • session cookies (deleted when browser closes)

  • persistent cookies (stored for a defined period)

 

10. CONSENT PRINCIPLES

10.1 Non-essential cookies:

  • are not set without consent

  • require an active user action

10.2 Consent must be:

  • explicit

  • informed

  • revocable

 

11. CONSENT MECHANISM

11.1 Users are presented with a cookie banner.

11.2 Users can:

  • accept cookies

  • reject cookies

  • customise preferences


12. REJECTION OF COOKIES

12.1 Rejecting cookies must be:

  • as easy as accepting them

 

13. WITHDRAWAL OF CONSENT

13.1 Users may withdraw consent at any time.

13.2 This may be done via:

  • cookie settings

  • browser controls

 

14. RECORD OF CONSENT

14.1 We may record:

  • consent decisions

  • timestamps

 

15. CHANGES TO COOKIES

15.1 We may update cookies from time to time.

15.2 Changes will be reflected in this Policy.

 

16. CONTACT

16.1 For questions, contact:

info@digi-capital.co.uk

 

17. OVERVIEW

17.1 This section provides detailed information about the cookies and similar technologies used on our Website.

17.2 Each cookie is described by:

  • name

  • purpose

  • provider

  • duration


18. STRICTLY NECESSARY COOKIES

These cookies are essential for the operation of the Website and do not require consent.

18. STRICTLY NECESSARY COOKIES

These cookies are essential for the operation of the Website and do not require consent.

18. STRICTLY NECESSARY COOKIES

These cookies are essential for the operation of the Website and do not require consent.

Cookie Name

Purpose

Provider

Duration

session_id

Maintains user session

Digital Capital

Session

auth_token

Supports authentication and security

Digital Capital

Session

security_cookie

Prevents fraud and misuse

Digital Capital

Session

load_balancer

Ensures system stability

Infrastructure provider

Session


19. PERFORMANCE / ANALYTICS COOKIES

These cookies help us understand how users interact with the Website.


19. PERFORMANCE / ANALYTICS COOKIES

These cookies help us understand how users interact with the Website.


19. PERFORMANCE / ANALYTICS COOKIES

These cookies help us understand how users interact with the Website.

Cookie Name

Purpose

Provider

Duration

analytics_id

Tracks user interaction

Analytics provider

12 months

session_analytics

Tracks session behaviour

Analytics provider

Session

page_view

Tracks page visits

Analytics provider

6 months

performance_metric

Measures site performance

Analytics provider

12 months


20. FUNCTIONAL COOKIES

These cookies enhance usability and user experience.


20. FUNCTIONAL COOKIES

These cookies enhance usability and user experience.


20. FUNCTIONAL COOKIES

These cookies enhance usability and user experience.

Cookie Name

Purpose

Provider

Duration

preferences

Stores user preferences

Digital Capital

12 months

language

Stores language settings

Digital Capital

12 months

ui_settings

Customises interface

Digital Capital

6 months


21. MARKETING / TARGETING COOKIES

These cookies are used for marketing and tracking behaviour.


21. MARKETING / TARGETING COOKIES

These cookies are used for marketing and tracking behaviour.


21. MARKETING / TARGETING COOKIES

These cookies are used for marketing and tracking behaviour.

Cookie Name

Purpose

Provider

Duration

marketing_id

Tracks user activity across sessions

Marketing provider

12 months

ad_tracking

Supports targeted advertising

Marketing provider

6 months

campaign_cookie

Tracks campaign performance

Marketing provider

3 months


22. THIRD-PARTY COOKIES

22.1 Some cookies are set by third parties.

22.2 These may include:

·         analytics providers

·         payment-related tools

·         embedded services


23. THIRD-PARTY RESPONSIBILITY

23.1 Third parties may process data independently.

23.2 Their own privacy policies apply.

 

24. COOKIE CHANGES

24.1 Cookies may change over time.

24.2 This table will be updated accordingly.


25. ACCURACY OF COOKIE INFORMATION

25.1 We aim to keep this information accurate.

25.2 However, actual cookies may vary based on:

·         device

·         configuration

·         user interaction


26. MANAGING COOKIES

26.1 You can control how cookies are used through:

·         our cookie preference tool

·         your browser settings

26.2 You may choose to:

·         accept all cookies

·         reject non-essential cookies

·         customise your preferences

 

27. COOKIE PREFERENCE TOOL

27.1 Our Website provides a cookie management tool.

27.2 This tool allows you to:

·         view cookie categories

·         enable or disable non-essential cookies

·         change your preferences at any time

 

28. WITHDRAWING CONSENT

28.1 You may withdraw consent at any time.

28.2 Withdrawal does not affect the lawfulness of processing before withdrawal.

 

29. EFFECT OF DISABLING COOKIES

29.1 If you disable cookies:

·         some features may not function

·         user experience may be affected

29.2 Strictly necessary cookies will still operate.

 

30. BROWSER CONTROLS

30.1 You can manage cookies through your browser.

30.2 Common browser controls include:

·         blocking cookies

·         deleting cookies

·         setting preferences

 

31. DEVICE SETTINGS

31.1 Some devices allow control of tracking technologies through system settings.

 

32. THIRD-PARTY CONTROLS

32.1 Third-party providers may offer their own cookie controls.

32.2 You should refer to their policies for more information.

 

33. DATA PROTECTION RIGHTS

33.1 Where cookies involve personal data, you have rights under data protection law.

33.2 These include:

·         access

·         rectification

·         erasure

·         restriction

 

34. COOKIE CONSENT RECORDS

34.1 We may retain records of:

·         consent preferences

·         timestamps

·         user choices

34.2 This is to demonstrate compliance.

 

35. CHANGES TO THIS POLICY

35.1 We may update this Cookie Policy.

35.2 Updates may reflect:

·         changes in cookies

·         regulatory updates

·         operational changes

 

36. VERSION CONTROL

36.1 The latest version of this Policy will always be available on the Website.

 

37. LEGAL DISCLAIMER

37.1 While we aim to provide accurate information, we do not guarantee:

·         completeness

·         accuracy at all times

 

38. LIMITATION OF LIABILITY

38.1 To the extent permitted by law, we are not liable for:

·         issues arising from third-party cookies

·         user configuration of browser settings

 

39. CONTACT AND ENQUIRIES

39.1 For questions about this Cookie Policy or our use of cookies, contact:

Digital Capital Ltd

Email: info@digi-capital.co.uk

 

40. FINAL PROVISION

40.1 This Cookie Policy forms part of the Website legal framework.


22. THIRD-PARTY COOKIES

22.1 Some cookies are set by third parties.

22.2 These may include:

·         analytics providers

·         payment-related tools

·         embedded services


23. THIRD-PARTY RESPONSIBILITY

23.1 Third parties may process data independently.

23.2 Their own privacy policies apply.

 

24. COOKIE CHANGES

24.1 Cookies may change over time.

24.2 This table will be updated accordingly.


25. ACCURACY OF COOKIE INFORMATION

25.1 We aim to keep this information accurate.

25.2 However, actual cookies may vary based on:

·         device

·         configuration

·         user interaction


26. MANAGING COOKIES

26.1 You can control how cookies are used through:

·         our cookie preference tool

·         your browser settings

26.2 You may choose to:

·         accept all cookies

·         reject non-essential cookies

·         customise your preferences

 

27. COOKIE PREFERENCE TOOL

27.1 Our Website provides a cookie management tool.

27.2 This tool allows you to:

·         view cookie categories

·         enable or disable non-essential cookies

·         change your preferences at any time

 

28. WITHDRAWING CONSENT

28.1 You may withdraw consent at any time.

28.2 Withdrawal does not affect the lawfulness of processing before withdrawal.

 

29. EFFECT OF DISABLING COOKIES

29.1 If you disable cookies:

·         some features may not function

·         user experience may be affected

29.2 Strictly necessary cookies will still operate.

 

30. BROWSER CONTROLS

30.1 You can manage cookies through your browser.

30.2 Common browser controls include:

·         blocking cookies

·         deleting cookies

·         setting preferences

 

31. DEVICE SETTINGS

31.1 Some devices allow control of tracking technologies through system settings.

 

32. THIRD-PARTY CONTROLS

32.1 Third-party providers may offer their own cookie controls.

32.2 You should refer to their policies for more information.

 

33. DATA PROTECTION RIGHTS

33.1 Where cookies involve personal data, you have rights under data protection law.

33.2 These include:

·         access

·         rectification

·         erasure

·         restriction

 

34. COOKIE CONSENT RECORDS

34.1 We may retain records of:

·         consent preferences

·         timestamps

·         user choices

34.2 This is to demonstrate compliance.

 

35. CHANGES TO THIS POLICY

35.1 We may update this Cookie Policy.

35.2 Updates may reflect:

·         changes in cookies

·         regulatory updates

·         operational changes

 

36. VERSION CONTROL

36.1 The latest version of this Policy will always be available on the Website.

 

37. LEGAL DISCLAIMER

37.1 While we aim to provide accurate information, we do not guarantee:

·         completeness

·         accuracy at all times

 

38. LIMITATION OF LIABILITY

38.1 To the extent permitted by law, we are not liable for:

·         issues arising from third-party cookies

·         user configuration of browser settings

 

39. CONTACT AND ENQUIRIES

39.1 For questions about this Cookie Policy or our use of cookies, contact:

Digital Capital Ltd

Email: info@digi-capital.co.uk

 

40. FINAL PROVISION

40.1 This Cookie Policy forms part of the Website legal framework.


22. THIRD-PARTY COOKIES

22.1 Some cookies are set by third parties.

22.2 These may include:

·         analytics providers

·         payment-related tools

·         embedded services


23. THIRD-PARTY RESPONSIBILITY

23.1 Third parties may process data independently.

23.2 Their own privacy policies apply.

 

24. COOKIE CHANGES

24.1 Cookies may change over time.

24.2 This table will be updated accordingly.


25. ACCURACY OF COOKIE INFORMATION

25.1 We aim to keep this information accurate.

25.2 However, actual cookies may vary based on:

·         device

·         configuration

·         user interaction


26. MANAGING COOKIES

26.1 You can control how cookies are used through:

·         our cookie preference tool

·         your browser settings

26.2 You may choose to:

·         accept all cookies

·         reject non-essential cookies

·         customise your preferences

 

27. COOKIE PREFERENCE TOOL

27.1 Our Website provides a cookie management tool.

27.2 This tool allows you to:

·         view cookie categories

·         enable or disable non-essential cookies

·         change your preferences at any time

 

28. WITHDRAWING CONSENT

28.1 You may withdraw consent at any time.

28.2 Withdrawal does not affect the lawfulness of processing before withdrawal.

 

29. EFFECT OF DISABLING COOKIES

29.1 If you disable cookies:

·         some features may not function

·         user experience may be affected

29.2 Strictly necessary cookies will still operate.

 

30. BROWSER CONTROLS

30.1 You can manage cookies through your browser.

30.2 Common browser controls include:

·         blocking cookies

·         deleting cookies

·         setting preferences

 

31. DEVICE SETTINGS

31.1 Some devices allow control of tracking technologies through system settings.

 

32. THIRD-PARTY CONTROLS

32.1 Third-party providers may offer their own cookie controls.

32.2 You should refer to their policies for more information.

 

33. DATA PROTECTION RIGHTS

33.1 Where cookies involve personal data, you have rights under data protection law.

33.2 These include:

·         access

·         rectification

·         erasure

·         restriction

 

34. COOKIE CONSENT RECORDS

34.1 We may retain records of:

·         consent preferences

·         timestamps

·         user choices

34.2 This is to demonstrate compliance.

 

35. CHANGES TO THIS POLICY

35.1 We may update this Cookie Policy.

35.2 Updates may reflect:

·         changes in cookies

·         regulatory updates

·         operational changes

 

36. VERSION CONTROL

36.1 The latest version of this Policy will always be available on the Website.

 

37. LEGAL DISCLAIMER

37.1 While we aim to provide accurate information, we do not guarantee:

·         completeness

·         accuracy at all times

 

38. LIMITATION OF LIABILITY

38.1 To the extent permitted by law, we are not liable for:

·         issues arising from third-party cookies

·         user configuration of browser settings

 

39. CONTACT AND ENQUIRIES

39.1 For questions about this Cookie Policy or our use of cookies, contact:

Digital Capital Ltd

Email: info@digi-capital.co.uk

 

40. FINAL PROVISION

40.1 This Cookie Policy forms part of the Website legal framework.

A connected financial platform for payments, wallets, card issuing, supplier payouts, and loyalty-driven QR payments.


info@digi-capital.co.uk

Digital Capital Ltd is authorised by the Financial Conduct Authority (FCA) as an electronic money institution under Firm Reference Number 900710. Registered in England and Wales, company number 10222334. Registered office: 3rd Floor, 86–90 Paul Street, London, EC2A 4NE, England.


The company is currently in a pre-operational phase and does not provide services or hold client funds. Funds held in e-money accounts are not covered by the Financial Services Compensation Scheme (FSCS).


© 2026 Digital Capital Ltd. All rights reserved.

A connected financial platform for payments, wallets, card issuing, supplier payouts, and loyalty-driven QR payments.


info@digi-capital.co.uk

Digital Capital Ltd is authorised by the Financial Conduct Authority (FCA) as an electronic money institution under Firm Reference Number 900710. Registered in England and Wales, company number 10222334. Registered office: 3rd Floor, 86–90 Paul Street, London, EC2A 4NE, England.


The company is currently in a pre-operational phase and does not provide services or hold client funds. Funds held in e-money accounts are not covered by the Financial Services Compensation Scheme (FSCS).


© 2026 Digital Capital Ltd. All rights reserved.

A connected financial platform for payments, wallets, card issuing, supplier payouts, and loyalty-driven QR payments.


info@digi-capital.co.uk

Digital Capital Ltd is authorised by the Financial Conduct Authority (FCA) as an electronic money institution under Firm Reference Number 900710. Registered in England and Wales, company number 10222334. Registered office: 3rd Floor, 86–90 Paul Street, London, EC2A 4NE, England.


The company is currently in a pre-operational phase and does not provide services or hold client funds. Funds held in e-money accounts are not covered by the Financial Services Compensation Scheme (FSCS).


© 2026 Digital Capital Ltd. All rights reserved.